Strengthening vulnerable micro-enterprises through microinsurance: The Adie experience

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 MiN_Adie MI experience_EN.pdf

 MiN_Etude de cas Adie_FR.pdf

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Because of the major role played by MSMEs in the global economy, the microinsurance sector is gradually starting to recognise their importance and put them at the forefront of financial inclusion efforts. Microinsurance addresses the needs of MSMEs by transferring risk to a third party.

WHO IS THE ENTREPRENEUR?

Life is either a daring adventure or nothing else
- Helen Keller

It is the entrepreneur’s world now. Small entrepreneurs (both full-time and part-time) in large numbers have the potential to change the economic dynamics of any nation.

The dictionary defines an entrepreneur as “one who organizes, operates and assumes the risk for a business venture.” The true entrepreneur is one who embarks on a business venture knowing that he may end up poorer than when he started! Hmm, that’s risky, but therein lies the thrill and the lure for the entrepreneur.

WHY YOU NEED AN INSURANCE BROKER

We all need insurance. Whether it’s for our business, our possessions or ourselves, we cannot manage without it.

But it’s also one of those things that we buy because we have to, not necessarily because we want to. And that can make insurance pretty hard to get excited about. But insurance matters – and having the right insurance in the event of a claim is vital.

We know you wouldn’t dream of doing your own legal work or medical tests. So why should your insurance be any different? It can be just as important in protecting what’s important to you. And that’s where an insurance broker can help.

ACHIEVING BETTER RESULT THROUGH PROFITABLE UNDERWRITING

Setting direction and tone for the future is typically thought to be more the job of the CEO than the underwriting department, but positive business changes led by underwriting can have an immediate, measurable impact on an insurer’s bottom line. Without a doubt, underwriting profits have been difficult to achieve recently across most lines of business, and with the pressure on, insurers are starting to proactively look beyond the underwriting desktop to achieve a competitive position in an increasingly global, and highly-customized, arena.

20 INSPIRATIONAL MONEY QUOTES TO SET YOU ON THE PATH TO WEALTH

There is tremendous power in reading inspirational quotes on a regular basis. According to Conrad Hees in his article, “Four ways that inspirational quotes can change your life,” reading inspirational quotes is one of the main reasons for the success of many people. It has been reported to boost motivation, and helping people to take action towards what they want.

12 DIFFERENCES ON HOW THE RICH & THE AVERAGE THINK ABOUT MONEY.

Sincerely, Have you ever wonder why Aliko Dangote, Africa’s richest man different from you and I? How is he able to build wealth for himself in this same economy while many of us average people are struggling from paycheck to paycheck?,

The truth is that Aliko Dangote is no different from you and I in many respects. The only difference is the way he thinks about money and wealth. Rich people approach building wealth as starting from the mind, conditioning themselves to attract stupendous resources. The good news is that If Dangote can do it, so can you.

Before you promote a Staff

Before even considering someone for promotion it is recommended that you
first know the reasons NOT to promote someone. These include; because they
work hard, they need the money, you like them because they are like you or
you want to stop them leaving!

 In this article we look at promoting someone to become a supervisor or
manager and give some suggestions for helping you decide whether they are
ready.